Auto Insurance Information
Insurance terms glossary
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Foremost Automobile Insurance
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Foremost Auto insurance is only available in Connecticut, Georgia, Kentucky, Louisiana, Maine, Maryland, Mississippi, New Hampshire, New York and Pennsylvania.

Coverage Options
A Foremost Auto insurance policy provides important standard and optional coverages that are geared toward all types of automobiles and can give you more security and value for your money.

Important Coverages
For peace of mind in the city or on the highway, you need a policy that provides a wide range of coverages. Foremost policies include:

  • Bodily Injury, Physical Damage, and Uninsured Motorists factors include $100,000 CL, $300,000CSL and $500,000 CSL limits.
  • Medical Payments up to $10,000.
  • Dynamite Deductible® Endorsement reduces your deductible for Comprehensive or Collision losses by $50 for every semi-annual policy renewal or $100 for every annual policy renewal as permitted by state law.
  • Permissive User coverage limited to the state minimum limits where permitted. In those states, there is a coverage buy-back option that provides coverage up to the limit of liability purchased. The limit of liability is not reduced if the buy-back option is purchased.

Optional Coverages
For extra coverage on the road, and because not everyone's needs are the same, a Foremost Auto policy offers a variety of options, such as:

  • Loan/Lease Coverage
  • Rental Reimbursement of $50 per day up to 30 days.
  • Towing and Road Service expense reimburses you for each disablement on a covered vehicle subject to a maximum limit per policy term.

One Household, One Policy, for all Vehicles
A DISTINCTCHOICE Auto policy is written with one easy-to-read bill and one Declarations Page, so you don’t have to worry about different effective dates, renewals and multiple bills.

About the coverages described on this site: Your insurance contract is contained only in your policy, not in this Web site. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. *Coverage may not be available in all areas.